final notice 

electricity company 

cut our electricity off

installments =分期還款

What kind of services do you provide 

situation is hopeless 

worry about What's going to happen 

spending habits

使多左250 

cut down on a lots of things 

rental items 

house payments =房租

re-possess the house 

reasonable =通情達理

newstart allowance 

some concessions on things like..

any other assistance